To support small business GeorgiaContent.In in the states of deep economic crisis and  during the period of extreme limitation in the resource requirements for economic investment trend of the selection of priority activities in investment demand the utmost importance. According to these circumstances, small businesses and average should be admired in this system of priorities. Following not only conjectural, political or ideological purposefulness, but also by the activities of the objective social and economic circumstances; It is also connected simultaneously to the prospects of this field position to resolve the vital questions of the country. (generating concrete atmosphere, the technical decisions of treatment and spread so increasing the level of employment and efficiency,)  however, is unfounded talk that small businesses and average in our country have all the kids in the distribution of the benefits of investment resources, is also, it often moves to the second place. The funding was always the urgent problem of trade surplus and small.  accordance with the social research of small industrial administration, half of the respondents had to use  their own savings in the organization of these companies. Just over one quarter are able to receive credits, but less than 20% – to attract depositors' sources. Employers of  admit that the first and main problem is finance and construction and then follows the cooperation with local authorities. However, the investment remains as the main problem in a particular company. The situation of day Pressent Western countries for small Business.In has exceeded commercial banks, insurance companies, funds of the branch, the commercial departments of the regional structures of school fees that stimulate small business, regional guarantees, the exceeded charitable funds and associations actively support them. Similar to the existing institutions, development of small businesses and average is avoided. So it is quite natural that the development of small industrial network can not yet form the market for products. Hasa industry today supporting activities of any basic principal trade surplus and small. The supply situation of enterprises with this material, media and financial energetic  has recently deteriorated, according to the results of selective research in 2000-2005, industrial economic activity study of a small industry, in construction and showed the Retail trade that almost 40% of small industries have their supplies of raw materials and construction gear. The current level of orders and resource maintenance was evaluated as ". average "of. below;; as other large industries, homogenous tendency of the economic situation in small businesses and average distincted, for example during 200-2005, the amount of employees and level of use of industrial capacity made sufficiently stable in small industries. Although capital investment in small industries include OFA large enough amount of money (11% of the investment made at the expense of the funds in Georgia. The business of small business in the field of investment is still very low. Investigations have shown that reasons active between about limiting investment activities, OFA about 60% of respondents consider the high level of taxes, 30% – high rate of inflation, higher economic instability than 30% / general policy. Heads of small, critically characterize the competitiveness of their products over 50% of leaders considerigli   as "average" to the domestic market. The heads of small industries examined see the lack of their own resources. (75% requested by the people ), High rate of payment (more than 60%), was unaccepted investment and represent the main resistance as their innovational activities. Sources of financing of small Business.Analysis sources of funding for business and the small surplus indicates that the more available for their activities are sources of internal development which are used by over 3 / 4 of the industry, while only four, he heads to abtain any kind of means from external sources. Investigations indicate that their own incomes of small company take pride of place among the sources of financing. It 's a proven two participants from each of three one. The second place are the founders of the average trade with their own sources;  (21.7%). And the accreditation reserved takes third place, used by 17.9% in these industries. Other sources are used by 10-15% of small businesses. Simultaneously more than 20% of heads were applied consider that their companies do not have some chance of development. The idea more Complete information about the nature of investment in small and medium business is through the results; Research on trends in small business investment. According to these data, industry leaders are those who direct their investment towards equipment and transport (57.5 %), And companies that use the investment to fill their sources of movement. Take second place (44.3%). Many companies use their sources sufficient in the construction and repair of advertisements (38%). Over 20 % Of small businesses spend their sources on their training. The comparison of data by groups of small shows all the connected   following differences with the specificity of a field of business. For example, small industries of their commercial material Filling the sources of movement, often (76%), but lag behind in investment in human capital – only 8% of them are organizing the training of personnel, while the corresponding average for all firms is 20.8%. One of the main problems in the development of small business is their investment in light of accreditation to the high risks involved in this field. Ita is caused by the following factors: typically, small industries have no capacity to represent the independent guarantee above absolute their responsibilities and there 's no comprehensive system of guarantees and insurance of their investment activities. Usually, staff and average small businesses do not have sufficient knowledge in the economy, which is the root cause of those projects that incomplete they are introduced. As for the advisory service business and the preparation of investment projects in general is too expensive for companies and small businesses average. The results indicate that during the accrediting provision of resources, the Heads of small and medium enterprises not only warn the general inflexibility of credit, but also the bank's distinctive policy towards small businesses and average. The main difficulty at the receiving accreditation is limiting price (the percentage was very high passing from 47.6% of the heads of small businesses), is followed by the range limitation of nonprice – anda impractical for mortgage guarantees (21.9%), innaccessibility of investment credits (10.5%), limiting credit terms (14.3%) and subjective evaluation of the circumstances distinctive. In addition, the role of the organization is not enough. The interests of commercial banks are not oriented toward accreditation of small businesses had their technologies complete non-existing investment; addition it supports discuss many investment projects, although the working procedures are highly significant. collections don 't assume the responsibilities, had their negative experience of the disappearance of accredited companies, no credits repaid mortgages and hidden, including small businesses and average well . So had control and the provision of insurance, choose the organizations that have accounts in a particular creditor bank. The banks avoid credit companies recently founded and insist on collateral ancillary guaranteeing a small business. The level of percentage implies the level of risk that is significantly higher for every small industry. Validity standard include given credits for 3-6 months period. Then, Georgian Bank. as in Western countries must inevitably develop financial services to help small businesses and average. First, the treatment includes independent and detailed examination of any kind of project funds and accredited by the improvement in the ability of the bank in the assessment of loans. The same time, they must rely more on knowledge of potential resources for businesses and the markets in which the funds and guarantees. Who helps and how to Develop Small Susiness.Noticeably developing the non-governmental structures formed for the support of small and medium industries is also of great importance. The first such structure was founded in 1992. It was an agency supporting small businesses and average. Its purpose is to increase industrial activity among people with the help of Thea consultantesi services, information and experts has not only for small and medium-sized industries but also to pioneering implcyers. Includes editions on fiscal policy economic and financial; recommendations about the preservation of records; contribution to compose documents constituents, the business register and permit their activities, development of a steadily, Trade education; (Hobbits programmers based on special outa the agency worked together with foreign experts). fora successful development of their own activihes (planning business sales, advertising, industrial experience etc.); contribution to information operations of foreign trade. editions of customs and other regulatory legal problems. The agency constantly try to broaden the ITSA own activities. Pricipalmente editions include support activities of small and medium industries of business. The department of special investment is generated the structure for this purpose, which is oriented towards the preparation, training and conduct of the recommendations for composing business plans, projections investing and financial management; work
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